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Personal Finance

 

Click on the link to open the template to use for the letter.

UNIT 1:  VALUES/NEEDS vs WANTS/GOALS/DECISION MAKING

Does Money Grow On Trees Article

Money_in_Your_Life_Info_Sheet_2.1.2.F1

LETTER TO MY FUTURE SELF

 

UNIT 2:  BUDGETING

Use this sheet to complete Claire’s Budget Worksheet:  Claire Budget Worksheet

Davis Family

 

UNIT 3:  PAYCHECK, FORM W4, TAXES

https://www.taxbrain.com/taxcenter/w4calculator.asp
Form W4

Resources for the Basics of Taxes (foldable):

TAX BASICS Article:  1.13.2.F1

Progressive & Regressive Tax Links:
http://home.hiwaay.net/~taylorc/politics/concepts/progressive-tax.html
http://www.econmentor.com/personal-finance-economics/ssepf3/define-progressive-regressive-and-proportional-taxes/text/1713.html#Define progressive, regressive and proportional taxes
http://economics.about.com/od/taxes/a/Types-Of-Taxes_3.htm

Ability to Pay & Benefits Received Principle Links:
http://www.econport.org/content/handbook/Elasticity/apportioningtaxburden/Ability-v-Benefit.html
http://www.shmoop.com/taxes/tax-systems.html

Indirect & Direct Tax Links:
http://apps.irs.gov/app/understandingTaxes/student/whys_thm04_les04.jsp
http://www.moneycontrol.com/news/advertising/defined-directindirect-taxes_822695.html

 

Links for Completing Your Taxes
2013 Tax Table (click for the tax table)
f1040ez (click & complete)
Janice’s 1040EZ

 

UNIT 4:  FINANCIAL SERVICES

How Banks Work? Links:
http://www.themint.org/teens/how-banks-work.html
http://www.thesimpledollar.com/personal-finance-101-how-does-a-bank-work/
http://www.highlightskids.com/audio-story/how-banks-work

 

UNIT 5:  SAVING VS. INVESTING

Take a Chance (use for Take a Chance Tracking Project)

Choosing to Save Info Sheet VS. Fundamentals of Investing Article

Language of the Stock Market Info

Other Resources:
http://www.handsonbanking.org/financial-education/military/saving-vs-investing/#top
http://beginnersinvest.about.com/od/savingsanddebtmanagement/a/saving-vs-investing.htm
http://www.finweb.com/financial-planning/saving-vs-investing-and-why-it-matters.html#axzz30DlT6055
http://www.finweb.com/financial-planning/saving-vs-investing.html#axzz30DlT6055

Choose_to_Save_info_Sheet_2.4.1.F1
Savings Tools Info Sheet

 

UNIT 6:  CREDIT

Credit_Basics_Info_Sheet_2.6.2.F1
Mortgage Amortization Template

Understanding_Credit_Cards_Info_Sheet_2.6.3.F1

Schumer Box information:  http://www.federalreserve.gov/CREDITCARD/flash/offerflash.html

 

 

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